Punjab Mukh Mantri Sehat Bima Yojana (MMSY) 2026: ?10 Lakh Cashless Treatment, Apply & Card Status

Punjab सरकार ने 22 जनवरी 2026 को Mohali में Mukh Mantri Sehat Bima Yojana (MMSY) statewide launch कर diya hai (news reports ke anusaar; exact date official SHA Punjab portal par independently verify karein), जिसके तहत राज्य की सभी 65 लाख families को ₹10 लाख तक cashless medical treatment की सुविधा मिलेगी। यह scheme पहले की ₹5 लाख health coverage को replace करेगी और government employees, pensioners सहित सभी Punjab residents को cover करेगी, वह भी without any income limit।

इस article में Punjab Sehat Bima Yojana 2026 की eligibility, coverage details, empanelled hospitals, CSC registration process, health card और cashless claim procedure को simple Hindi + easy English में explain किया गया है।

Scheme Overview

Punjab Sehat Bima Yojana 2026 एक universal health insurance scheme है, जिसका उद्देश्य Punjab के हर परिवार को secondary और tertiary level तक free cashless इलाज देना है। Treatment HBP 2.2 package rates के अनुसार empanelled hospitals में उपलब्ध होगा।

Key Highlights:

• Coverage: ₹10 lakh per family per year

• Target: Punjab की सभी 65 lakh families

• Launch Date: 22 January 2026 (Mohali, statewide rollout - per news reports; verify on sha.punjab.gov.in)

• Insurance Model:

  • ₹1 lakh cover – United India Insurance Company

  • ₹1–10 lakh cover – State Health Agency (trust model)

• Treatment Packages: 2,000+ procedures covered

Eligibility

Punjab Sehat Bima Yojana 2026 के लिए eligibility criteria:

• Universal coverage – सभी Punjab residents eligible

• Government employees और pensioners automatically covered

• Koi income limit nahi (EWS, LIG, MIG sab included)

• Family unit: husband, wife, children, dependent parents

• Registration ke liye Aadhaar Card aur Voter ID mandatory

Required Documents

CSC registration ke time following documents required honge:

• Aadhaar Card

• Voter ID Card

• Active mobile number (OTP verification ke liye)

• Family member details (spouse, children, parents)

Apply Online (Step-by-Step)

CSC se registration process (scheme already live hai):

1. Nearest Common Service Centre (CSC) ya authorised Kendra visit karein

2. Aadhaar Card aur Voter ID sath le kar jaayen

3. CSC operator MMSY portal par “New Registration” form open karega

4. Aadhaar number enter karke OTP verify hoga

5. Voter ID scan se family details auto-fetch ho jayengi

6. Family members ki details confirm karein aur mobile number register karein

7. Registration complete hone par MMSY Health Card print ho jayega

8. Isi health card ko empanelled hospital me treatment ke time show karein

Official Link

👉 Punjab Government Health Insurance Portal
(SHA Punjab portal: sha.punjab.gov.in)

FAQs (Frequently Asked Questions)

Q1. Punjab Sehat Bima Yojana me kitna health cover milega?
₹10 lakh per family per year cashless treatment.

Q2. Kya is scheme ke liye income limit hai?
Nahi, ye scheme sabhi Punjab residents ke liye hai.

Q3. Kaun-kaun se hospitals me treatment milega?
212 government aur 600+ private empanelled hospitals (total 824).

Q4. Registration online ghar se ho sakta hai?
Nahi, registration CSC / authorised Kendra par hoti hai.

Q5. Emergency case me cash dena padega?
Nahi, empanelled hospital me treatment fully cashless hoga.

Q6. Ye scheme Ayushman Bharat se kaise alag hai?
MMSY me coverage ₹10 lakh hai aur eligibility universal hai.

Disclaimer

यह वेबसाइट किसी भी सरकारी विभाग से संबंधित नहीं है।
यह जानकारी केवल सामान्य सूचना के उद्देश्य से दी गई है।
आधिकारिक जानकारी और updates के लिए हमेशा सरकारी वेबसाइट देखें।

Note: सभी नई योजनाओं (schemes) की तुरंत जानकारी पाने के लिए WhatsApp or Telegram चैनल जॉइन करें!